Life insurance companies make money primarily through two channels: underwriting profits and investment income. They collect premiums from policyholders and invest those funds in low-risk assets like bonds, earning returns over time. For further details if anyone want to know about Photography Service in Mumbai visit here

Pens symbolize precision and planning, much like the strategy behind how life insurance companies make money. These companies manage economic risk by collecting premiums from policyholders, investing that income in low-risk portfolios, and paying out claims selectively. The difference between premiums collected and claims paid—plus investment returns—generates profit. Smart underwriting and risk assessment allow insurers to stay solvent, ensuring long-term sustainability while protecting clients' futures through careful economic risk management.